Trust is everything for a site about insurance. This policy explains exactly how we research, write, and maintain our content — and how we handle accuracy, independence, and money — so you always know where our guides come from.
How we research
Every guide is built from official and reputable sources: government and regulator publications, insurer policy documents, and established consumer-information organizations. We aim to explain how insurance products actually work in practice, not simply repeat marketing language.
We are not licensed advisors
KnowMyCover provides general educational information only. We are not licensed insurance agents, brokers, or financial advisors, and nothing on this site is personalized advice. Your circumstances are unique — always confirm the details and get a formal quote from a licensed insurer before you buy or change a policy.
Accuracy and updates
We date-stamp our guides and review them regularly. When rules, prices, or products change in a way that affects our advice, we update the relevant guide. If we make a factual error, we correct it promptly and, where it matters, note the correction so readers are aware.
Editorial independence
Our explanations and recommendations are not for sale. No company can pay to be ranked higher, described more favorably, or featured in our content. Editorial decisions are always made independently of any advertising shown on the site.
How we make money
KnowMyCover is free to read. We fund the site through advertising, including Google AdSense, and we may in future use affiliate links, where we could earn a commission if you take an action after clicking one. This never changes what we write, never affects our judgment, and never costs you anything extra. Any such relationships will always be disclosed.